The True Cost of Buying a Home in Calgary (Not Just the Down Payment)

Buying a home in Calgary means planning beyond just the purchase price. Here’s what you’ll want to budget for:

• Home inspection – typically $400–$600

• Appraisal fees – often required by lenders

• Legal fees – usually $900–$1,500

• Property tax adjustments

• Moving + utilities setup costs

• Condo document review (if applicable)

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The good news? Alberta has no land transfer tax, which saves you thousands compared to other provinces. With the right guidance, you can plan accurately and avoid last-minute surprises.