01. Getting your FINANCES in Order
Many people think they need hundreds of thousands to invest, but in reality, you can start with as little as 5% down for a primary residence in Canada. If you're buying an investment property, most lenders require 20% down, but there are creative strategies to reduce that initial cost!
02. Completing your Financing
Traditional Mortgages – Banks and credit unions offer loans based on income, credit score, and debt ratio.
Private Lenders – Ideal if you don’t qualify for a bank loan but come with higher interest rates.
Hard Money Loans – Short-term financing often used for flips.
Joint Ventures (JVs) – Partner with someone who has the funds while you handle the operations.
03. Finding Profitable Properties & Analyzing Deals
Choose Your Strategy – Decide between rental properties, flips, or pre-construction investments.
Location, Location, Location – Look for high-growth areas with strong rental demand.
Run the Numbers – Calculate cash flow, cap rate, and ROI before making an offer.
Due Diligence – Inspect the property, review zoning laws, and estimate renovation costs.
Make a Competitive Offer – Work with a real estate agent who understands investment properties
What is Real Estate Investing?
Real estate investing is the process of purchasing, owning, managing, renting, or selling real estate for profit. Unlike stocks or bonds, real estate is a tangible asset that generates income through rental payments, appreciation, and tax advantages. Investors can leverage real estate to build long-term wealth, create passive income streams, and diversify their investment portfolios.
Take the QUIZ BELOW to find out if REAL ESTATE INVESTING is for you!
"NO INVESTMENT IS BETTER THAN INVESTING IN YOURSELF"
How to Get Started with Real Estate Investing?
Why INVEST in CALGARY?
Alberta has no PST, no land transfer tax, and no rent control, making it a highly profitable place for investors. This means lower costs when purchasing and managing rental properties compared to other provinces
FACT: Tax Benefits: The province imposes no Provincial Sales Tax (PST), reducing the overall cost of property acquisition and ownership.
Favorable Regulations: Alberta's policies are designed to encourage investment, making it an attractive environment for real estate ventures.
Unlike cities like Vancouver and Toronto, Calgary offers more affordable home prices while still experiencing steady property appreciation. Investors can enter the market at a lower cost and benefit from future price increases as the city grows.
FACT: Price Appreciation: As of March 2025, the average townhouse price was $482,614, marking a 3.3% increase from February 2024. Apartments averaged $353,334, reflecting a 6.3% year-over-year rise.
Calgary has a diverse economy with industries like technology, energy, and finance booming. With more jobs being created, the population is growing, increasing housing demand for both buyers and renters—making it a perfect time to invest!
FACT: Population Surge: In 2023, Alberta experienced record population growth, adding approximately 180,000 residents.
calgaryeconomicdevelopment.com
Economic Resilience: Despite global challenges, Calgary's strong commodity prices and consumer spending have positioned the city favorably for continued growth.
calgaryeconomicdevelopment.com